The First Conversation

It can be stressful to take that first step, for lot’s of things in life. That’s particularly true of finances. But we’re here to be your advisors, and encouragers. We’re CPAs, not sales people.

We design our First Conversations to cover the financial planning areas most important to you, and are always free and no hassle.

  • What to Expect:

    This time is set aside for you to ask, understand, and be yourself. We will take time getting to know you, and give you space and time to express where you’re at and where you want to be.

  • What to Bring:

    Most people will send us documents electronically, but you can bring them in person as well. Feel free to bring items you feel would be relevant: tax returns, wills, investment statements, etc.

  • In-Person & Virtual

    We are privileged to work with people across the country. We regularly meet with people in our office or virtually.

The Deliverables

  • The Pathways Report

    The Pathways Report is our in-house dashboard that contains our findings and our recommendations for your financial life. This is not something that sits on a shelf; it’s a living document we refine and work on together over time.

  • The 1040 Tax Analysis

    Tax Planning and Preparation is a cornerstone of our financial planning process. We look at your recent tax returns and offer feedback on how to maximize your tax situation.

  • The "Stress Test"

    Building Retirement Investment & Income Plans is our specialty. We work to build you a financial plan that works in good and bad market situations. Building “durable and sustainable” retirement plans is the name of the game.

The First Conversation is the introductory component of our Pathways to Retirement process.

Richard Heckard, CPA

“Being able to sit and talk with the people, hear their stories, come alongside them where they are, and then over the years seeing the successes they’ve achieved… that’s why we do what we do.”